PayAllSolutions
One network, many places money needs to move.
Rails matched to real sectors: rural commerce, markets and transport, government services, schools and healthcare, agent banking, and cross-border settlement.
Where it fits
Against the rails you already know.
| PayAll | Mobile money | National rails | Card processors | Crypto | |
|---|---|---|---|---|---|
| Transaction fee | 0.1–0.3% | 1–3% | 0%, bank-subsidized | 2.9% + $0.30 | Variable |
| Cross-border | 0.8%, 5–10s | 3–7%, 1–3 days | Domestic only | 3–5% + FX, 3–7 days | Variable |
| Works offline | Yes | Agent float only | No | No | No |
| Works with no coverage | Yes — long-range radio | Agent-based | No | No | No |
| Works with no device | Yes — palm | No | No | No | No |
| Works with no ID | Yes — Tier 0 | No | Needs a bank account | No | No |
| Regulator-compliant | Yes, by design | Yes | Yes | Yes | Mostly not |
Less decentralized than Bitcoin — by design.
That is the trade for being permitted to operate in these markets.
Less mature than UPI or PIX.
Early stage, and approval is required market by market.
Not yet published — planned for this page
- 01Rural merchants and agriculture — terminals plus solar
- 02Markets and transport — palm, sub-two-second boarding
- 03Government services and welfare — duplicate-claim prevention
- 04Schools and healthcare — hygienic, guardian-consent flows
- 05Agent banking — float controls and cash in and out
- 06Cross-border — 0.8%, settled in seconds